Sophisticated Analysis Made Simple
Retirement Stress Test – Powerful Monte Carlo Clarity in Seconds
Most financial tools overwhelm people with endless inputs and dense spreadsheets before showing any real value. Trellis flips that experience on its head.
With just a few basic inputs — like savings, age, and retirement target — Trellis runs a sophisticated 10,000-run Monte Carlo simulation that accounts for taxes, inflation, income streams, and dozens of other real-world variables. In seconds, you get an intuitive success probability, along with approachable graphs and clear certainty statistics.
And for those who want to dig deeper? You can drill down year-by-year into each simulated outcome — exploring detailed projections around income, withdrawals, tax impact, and cash flow.
This is where visual clarity meets deep financial insight. It's financial planning that speaks human, backed by serious horsepower under the hood.
Mortgage vs. Investing – Real Guidance for Real-Life Decisions
When someone has extra money — whether it's a raise, bonus, or unexpected windfall — they're often left asking the same question: "Should I invest this, or pay down my mortgage?"
Trellis gives a clear, confident answer.
Instead of vague rules of thumb or spreadsheet guesswork, we run the numbers — factoring in interest rates, market assumptions, tax consequences, and long-term cash flow effects — to help guide the right call for each unique situation.
The result? A clean, visual breakdown that cuts through complexity and makes it easy to move forward with confidence.
This is where Trellis shines: simplifying high-stakes decisions and making smart financial moves feel less overwhelming, and more human.
Our Approach to Financial Planning
Make It Human
Financial planning is about real people making real-life decisions — not spreadsheets and jargon.
We design every tool with clarity and empathy at the core. Whether it's deciding when to retire or what to do with a lump sum, we focus on helping people feel confident and understood.
Visual First, Numbers Second
People don't engage with walls of numbers. They engage with stories and clarity.
Trellis turns complex projections into intuitive visuals. You'll see timelines, probability ranges, and comparisons that make it easy to understand the trade-offs — and explain them to others.
Real Answers, Fast
Most tools bury you in inputs before offering insight.
We flip that. You can get to meaningful results in under a minute, with just a few smart inputs. It's fast enough for a live conversation, and deep enough for serious planning.
Complexity, Under the Hood
Sophisticated planning doesn't have to feel complicated.
Behind the scenes, Trellis runs detailed Monte Carlo simulations, tax calculations, income modeling, and law-based logic. You see clean, usable outputs — but you can always drill into the details if you want.
Built for Engagement
This isn't just for the planner. It's for the client.
Trellis is designed to spark better conversations — with visuals, sliders, and side-by-side comparisons that make it easier to explore options together. It's a tool that invites engagement, not just analysis.
Focus on Real Decisions
We prioritize the moments that matter most.
From retirement readiness to invest vs. mortgage decisions, we aim to simplify the choices that carry real weight — and give people the confidence to act.
Comprehensive Financial Analysis
From retirement stress testing to debt management, our thoughtfully designed calculators help you address your clients' most important financial questions with clarity and confidence.
Debt Manager
Compare debt avalanche vs. snowball strategies with visual payment timelines. Show clients exactly how different approaches impact their debt freedom journey.
RRIF Planner
Optimize RRIF withdrawal strategies with tax-efficient planning. Compare scenarios for clients and their spouses to maximize after-tax income.
Charitable Donation
Maximize tax benefits through strategic charitable giving. Calculate optimal donation timing and methods for maximum impact.
Sequence of Returns Risk
Demonstrate sequence of returns risk with interactive scenarios. Help clients understand market volatility impact on their retirement plans.
Dynamic Guardrails
Implement guardrails strategies that adjust spending based on portfolio performance. Help clients smooth the impact of market volatility.
Guyton Klinger Guardrails
Dynamic withdrawal rate calculations that adapt to market conditions. Show clients how flexible spending rules protect their retirement.
Loan Calculator
Comprehensive loan analysis with payment schedules and amortization tables. Compare different loan terms and payment strategies.
Glide Path Planning
Multi-goal asset allocation planning with dynamic glide paths. Visualize how portfolio allocation should evolve over time.
Retirement Planning
Comprehensive retirement projections with savings goals and withdrawal strategies. Turn complex scenarios into clear, actionable plans.
Tax Strategy Analysis
Compare tax and income strategies with detailed projections. Simplify complex tax calculations for meaningful client conversations.
Integrated Analysis
Combine multiple concepts like guardrails and sequence of returns for holistic insights that guide comprehensive financial decisions.