Terms of Service

Last updated: 2025/6/15

1. Acceptance of Terms

By accessing or using TrellisCharts ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

TrellisCharts provides web-based financial planning tools and calculators designed for investment advisors and financial professionals. Our services include but are not limited to:

  • Retirement planning calculators
  • Debt management tools
  • Investment analysis tools
  • Loan calculators
  • Data visualization and reporting features

3. User Accounts

To access certain features of the Service, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Providing accurate and current information

4. Acceptable Use

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Violate any laws in your jurisdiction
  • Transmit malicious code or attempt to breach security
  • Interfere with or disrupt the Service
  • Share your account with unauthorized users
  • Use the Service to provide advice beyond your professional qualifications

5. Professional Use and Disclaimers

Important: TrellisCharts provides tools for financial analysis and planning. However:

  • All calculations and results are for informational purposes only
  • You are responsible for verifying all calculations before using them professionally
  • The Service does not constitute financial advice
  • You must comply with all applicable professional and regulatory requirements
  • We recommend independent verification of all calculations

6. Subscription and Payment

Access to certain features requires a paid subscription. By subscribing, you agree to:

  • Pay all applicable fees as described in your subscription plan
  • Automatic renewal unless cancelled
  • Our right to modify pricing with 30 days notice
  • No refunds for partial usage periods, except as required by law

7. Intellectual Property

The Service and its original content, features, and functionality are owned by TrellisCharts and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using the Service, you consent to the collection and use of information as detailed in our Privacy Policy.

9. Service Availability

We strive to maintain high availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the Service with reasonable notice.

10. Disclaimers and Limitation of Liability

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES AND SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

11. Indemnification

You agree to indemnify and hold TrellisCharts harmless from any claims, damages, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or third parties.

13. Governing Law

These Terms are governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes. Your continued use of the Service after changes constitutes acceptance of the new Terms.

15. Contact Information

Questions about these Terms should be sent to:

Email: legal@trellischarts.com